Toyce Mizelle
Executive · Advisor · Founder

Built at the Intersections -
The Whole Picture.

A point of view shaped at the intersection of innovation and governance, built from both sides of the argument.

Current Roles
Asst. Vice President, Innovation  ·  Federal Reserve Bank of Chicago
Founder  ·  RDJ Development LLC
Dean's Board of Advisors  ·  Quinlan School of Business, Loyola University
Chicago, IL  ·  25+ Years  ·  CISA  ·  Commissioned Bank Examiner
An empathetic clarity emerges from a career at the intersection of governance, technology, and innovation.
CH Robinson · 1997GE Capital Rail (Contract) · 1999MetalMaker.com · 2000CNA Insurance · 2001–2007J.P. Morgan · 2007–2015Deloitte · 2015–2016Federal Reserve Bank of Chicago · 2016–Present
The Vantage Point
Five perspectives.
One practice.
Regulator
What breaks under pressure — and why the warning signs were always there.
Institutionalist
How large institutions govern themselves at scale. And how they fail to.
Consultant
The pattern that looks obvious from the outside and invisible from within.
Operator
How technical decisions made on day one determine what's possible in year five.
Founder
What it costs to build from zero — and what has permanently changed about that equation.
The Synthesis

Most advisors bring
one of these lenses.
I bring all five.

The value isn't in having accumulated every perspective — it's in knowing which lens the moment requires, and when to set it down.

That's what 25+ years at the intersection of governance, technology, risk, and innovation actually produces. Not a longer resume. A more complete way of seeing the problem.

“I help leaders see the whole problem — not just the part that lands on their desk.”

About Toyce →
CuriousIntent
The Framework
The doctrine that emerged from 25+ years at the intersection of governance, technology, and innovation.
Explore Curious Intent →
A leadership philosophy built on the belief that governance and innovation are not in opposition — they are in conversation. The leaders who understand that move faster, more safely, and with more authority.
PurposeThe engine of honest inquiry, innovation, and aspiration.
PostureThe discipline of honest commitment and governance.
ProtocolThe roadmap that holds both in harmony.
PurposeDECLAREDINTENTProtocolFIRSTDRAFTPostureCALIBRATEDRISK
Field NotesAll Notes →
Note 01 — Field Notes
35,000 lines of code.
Zero engineers.

I didn't use one AI. I built a team. Each one assigned to what it does best. Someone still had to be the logic.

AI Orchestration
Note 03 — Field Notes
The AI suggested I drop
the security policy.

Maybe it's a “me thing,” but dropping a policy has never been the right answer in any room I've worked in. That instinct saved the build.

Governance in Practice
Note 05 — Field Notes
I'm an optimist.
But I'm also a risk manager.

Right now those two parts of me are in genuine tension. The most important skill in the AI era isn't learning to use the tools.

Responsible AI

Complex problems deserve better than a one-size answer.

Available for advisory conversations, speaking engagements, and strategic consultation — in a strictly private capacity.